Current year 2020-2021are free for students their family to download. You do NOT need to pay to download, just click on the photo and either right-click or long-hold to download. The TWO GROUPS which have charges are the PANORAMIC CANVAS AND PRINTS and the "Family/Uniform photos". Previous years field and candid photos are available at a small fee to cover long-term storage cost. The buying process starts saying "paypal" but then you can pay by standard credit cards.